Want to make your home more energy-efficient but worried about the upfront costs? Go Green Financing is here to help! This state-run program offers attractive loans for a wide range of energy-saving home improvements.
The GoGreen Home Energy Financing program helps California homeowners access attractive financing for energy upgrades. GoGreen Home is a state-administered program available to California residents who own and who receive electric and/or natural gas service from any of the following investor-owned utilities: PG&E, SDG&E, SCE or SoCalGas.
Reduce before you produce! The GoGreen Home Energy Financing program prioritizes energy reduction (through energy efficiency) over energy production.
The GoGreen Financing programs offer finance companies a credit enhancement in the form of a loss reserve. The loss reserve helps mitigate the risk for finance companies because they can access these funds in the case of a default. This allows the finance companies to offer more attractive terms – like lower rates, larger amounts to borrow, or longer time periods for repayment – than they otherwise could. The credit enhancement also allows finance companies to approve financing for a wider base of borrowers, such as homeowners with lower credit scores or small businesses with only a few years of operating history.
Upgrade to a cool roof that reflects sunlight and disperses heat, making your home more comfortable and energy-efficient. Note: Financing available only for customers who receive electricity from PG&E, SCE or SDG&E.
Eligible improvements: Cool roof (Cool Roof Rating Council certified)
Want to save on energy bills? Old heating and cooling systems are energy bandits, costing almost half a home’s total usage. Trade in your outdated HVAC for an energy-saving alternative.
Eligible equipment: Central heating and air conditioning systems, heat pumps (including any necessary electrical panel upgrades), mini splits, duct insulation & sealing.
By improving air sealing and insulation, you can say goodbye to pesky drafts in your home.
Eligible projects: Attic insulation, wall insulation, duct insulation, floor insulation, air sealing.
Replace your old water heater with a new, high-efficiency Energy Star® certified model. Note: Financing for electric tankless hot water heaters only available for customers who receive electricity from PG&E, SCE, or SDG&E.
Eligible equipment: Heat pump water heaters, gas tank storage water heaters, tankless on-demand water heaters, tank & pipe insulation, shower thermostatic valves, faucet aerators, shower head – low flow
Upgrade your windows to keep your home comfortable year-round. Stay warm in the winter and cool in the summer.
Eligible projects: Windows and glass doors, interior and exterior window coverings
Use at least 70% of your loan for eligible projects and related costs, and the rest can be used for other home improvements.
Eligible improvements: The choice is yours! Drought-tolerant landscaping, water-saving measures, home painting, flooring, and even new cabinetry can qualify for up to 30% of your loan.
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