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GoGreen Financing. REEL Program. Financing.

Finance your project today!

Having partnered with GoGreen financing, we provide 100% financing, with affordable monthly payments. When you need a simple and more affordable way to pay for the energy efficiency projects, we can help. 

Go Green Financing: Make Energy Efficiency Affordable

Want to make your home more energy-efficient but worried about the upfront costs? Go Green Financing is here to help! This state-run program offers attractive loans for a wide range of energy-saving home improvements.


The GoGreen Home Energy Financing program helps California homeowners access attractive financing for energy upgrades. GoGreen Home is a state-administered program available to California residents who own and who receive electric and/or natural gas service from any of the following investor-owned utilities: PG&E, SDG&E, SCE or SoCalGas.


Reduce before you produce! The GoGreen Home Energy Financing program prioritizes energy reduction (through energy efficiency) over energy production. 

Program Benefits

  • No home equity needed
  • No lien on your property
  • Competitive rates
  • Affordable monthly payments
  • No closing costs
  • No origination fees
  • No prepayment penalties
  • 100% financing
  • Available to a wide range of credit scores and incomes

Find out more

HOW IT WORKS

ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

The GoGreen Financing programs offer finance companies a credit enhancement in the form of a loss reserve. The loss reserve helps mitigate the risk for finance companies because they can access these funds in the case of a default. This allows the finance companies to offer more attractive terms – like lower rates, larger amounts to borrow, or longer time periods for repayment – than they otherwise could. The credit enhancement also allows finance companies to approve financing for a wider base of borrowers, such as homeowners with lower credit scores or small businesses with only a few years of operating history.

ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

ELIGIBILITY CRITERIA

  • Residential properties of 1 to 4 units, including townhomes, condos or manufactured homes
  • Available to owners and renters (with owner’s permission).  Note: self-install measures do not require owner’s permission.
  • Property must receive electricity, gas or both from one of the following utilities: PG&E, SCE, SoCalGas, SDG&E, or City of Palo Alto Utilities
  • Energy upgrades may receive up to $50,000 in financing
  • Up to 30% of the credit-enhanced portion of the loan may be used for other home improvements like new cabinetry, paint, or tile

Eligible energy measures

Cool Roofs

Heating & Cooling

Heating & Cooling

Upgrade to a cool roof that reflects sunlight and disperses heat, making your home more comfortable and energy-efficient. Note: Financing available only for customers who receive electricity from PG&E, SCE or SDG&E.


Eligible improvements: Cool roof (Cool Roof Rating Council certified)

Heating & Cooling

Heating & Cooling

Heating & Cooling

Want to save on energy bills? Old heating and cooling systems are energy bandits, costing almost half a home’s total usage. Trade in your outdated HVAC for an energy-saving alternative. 


Eligible equipment: Central heating and air conditioning systems, heat pumps (including any necessary electrical panel upgrades), mini splits, duct insulation & sealing.

Insulation

Heating & Cooling

Water Heating

By improving air sealing and insulation, you can say goodbye to pesky drafts in your home.


Eligible projects: Attic insulation, wall insulation, duct insulation, floor insulation, air sealing.

Water Heating

Other Projects

Water Heating

Replace your old water heater with a new, high-efficiency Energy Star® certified model. Note: Financing for electric tankless hot water heaters only available for customers who receive electricity from PG&E, SCE, or SDG&E.


Eligible equipment: Heat pump water heaters, gas tank storage water heaters, tankless on-demand water heaters, tank & pipe insulation, shower thermostatic valves, faucet aerators, shower head – low flow

Windows

Other Projects

Other Projects

Upgrade your windows to keep your home comfortable year-round. Stay warm in the winter and cool in the summer.


Eligible projects: Windows and glass doors, interior and exterior window coverings

Other Projects

Other Projects

Other Projects

Use at least 70% of your loan for eligible projects and related costs, and the rest can be used for other home improvements.


Eligible improvements: The choice is yours! Drought-tolerant landscaping, water-saving measures, home painting, flooring, and even new cabinetry can qualify for up to 30% of your loan.

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